Personal Business


Personal Business

If you want to have success rather than failure in your business one of the areas you must pay attention to is family. This is often overlooked but it is vital because support from family members is often the critical factor. A small family business can never be looked on as being separate from the family. Family and business always go together.



Trusts

Trusts are becoming a popular way to structure business and personal affairs. If you are considering using a trust in any way, you should be clear on the legal obligations ...


Asset Protection

Asset protection is to do with protecting your assets. It is a process by which you set up a plan that will structure your business and personal affairs in such a way that your assets are protected ...



Estate Planning

Estate planning is when you put together a plan showing who would receive the assets of your estate on your death and how your estate was to be organised and administered ...


Executors & Trustees

An executor is the person named in a will to look after the property of a person after his/her death. The executor is in charge of winding up the deceased’s financial affairs ...



Guarantees & Sureties

A guarantee is a written promise by you (the guarantor) that the person who is obtaining credit (the debtor or borrower) will keep to all the terms and conditions of their contract ...


Superannuation

To be eligible for the NZ Superannuation you have to be 65 years or over and you have to be a legal resident of New Zealand. You need to have been living in New Zealand for at least 10 years ...



Wills

A Will is a document containing your instructions and wishes as to how your property is to be distributed after your death. It is the expression of your wishes concerning the distribution of your property after death and is generally made up of a written statement, which is signed in compliance with the requirements of the law.


Your Rights

It is important for you to know that you have many personal and commercial rights granted by regulation and legislation. Whether to do with protecting your assets or being aware when debt collectors breach your personal rights or learning what to when a firm collapses owing you money. It is good to know where you stand in any situation.